FISCUS MORTGAGES - INFORMATION AND ADVICE

Debt Help and Advice

The team at Fiscus Finance provide this site in the hope that it can save you some money on your mortgage. Whether that is a first-time buyer looking for a good first mortgage deal or a family looking to consolidate their debts with a sensible remortgage package, this site is geared towards helping consumers make an informed choice about the options available.

However we understand that in some circumstances debt, or more specifically unmanageable debt, can for some individuals become a distressing issue that can lead to a lot of anxiety and trauma.

We have therefore put together some resources that can help you if you are looking for some advice with debt issues, or simply someone that you can talk to about your situation who may be able to help you address some of your concerns.

These organisations are all not-for-profit / free organisations that focus on providing independent advice to those in financial difficulty and are in no any way affiliated to Fiscus Finance.

DEBT HELP AND CONSUMER ADVICE

Consumer Credit Counselling Service (CCCS) – Freephone: 0800 138 1111
The CCCS offers nationwide, free in-depth debt assessments.

Citizens Advice Bureau Service (CAB) – Telephone: 0207 8332181
CAB offers free independent advice. Use the CAB telephone or online directory to find your local branch.

National Debtline – Freephone: 0808 808 4000
National Debtline is a free, national telephone helpline for people with debt problems.

Payplan – Freephone: 0800 085 4298
Payplan provides a free debt management service.

The Samaritans – Telephone: 08457 909090
Providing confidential emotional support for people who are experiencing feelings of distress or despair.

Community Legal Service – Telephone: 0845 608 1122
As well as holding a directory of agencies providing legal advice in your area, this site also contains legal information and advice, including your legal rights when dealing with debt.

GOVERNMENT ORGANISATIONS

Financial Services Authority (FSA) – Helpline: 0845 606 1234
The FSA provides free advice on financial products and regulates the financial services industry.

Financial Ombudsman Service – Telephone: 0845 080 1800
Offers free independent advice for resolving disputes with financial firms on issues such as pensions.

The Adjudicator's Office – Telephone: 020 7930 2292
The Adjudicator’s Office handles complaints about the Inland Revenue, Customs & Excise, the Valuation Office Agency, the Public Guardianship Office and The Insolvency Service.